---
product_id: 355910084
title: "Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1\" x 8.25\", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black"
brand: "poluma"
price: "€ 20.78"
currency: EUR
in_stock: true
reviews_count: 8
category: "Poluma"
url: https://www.desertcart.nl/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker
store_origin: NL
region: Netherlands
---

# 12-month undated planner Monthly budget & expense tracking Thick archival-quality paper Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black

**Brand:** poluma
**Price:** € 20.78
**Availability:** ✅ In Stock

## Summary

> 💼 Own Your Financial Future with Style & Simplicity

## Quick Answers

- **What is this?** Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black by poluma
- **How much does it cost?** € 20.78 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.nl](https://www.desertcart.nl/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker)

## Best For

- poluma enthusiasts

## Why This Product

- Trusted poluma brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Reflect, Adjust, Win:** Monthly review prompts help you identify spending wins and areas to improve, turning budgeting into a growth habit.
- • **Built to Last & Lay Flat:** Twin-wire binding and premium thick paper ensure durability and effortless writing from any angle.
- • **Start Anytime, Plan All Year:** Undated 12-month layout lets you jump in whenever you’re ready—no wasted pages, no pressure.
- • **Stay Organized, Stay On Track:** Elastic closure and inner pocket keep your planner secure and your important cards handy—no more lost receipts.
- • **Track Every Dollar with Precision:** Dedicated monthly pages for budgeting, expense tracking, and bill organizing keep your finances crystal clear.

## Overview

The Poluma Budget Planner is a sleek, undated 12-month finance organizer designed for professionals who want to master their money management. Featuring monthly budget and expense tracking pages, durable twin-wire binding, thick archival-quality paper, and practical extras like an elastic closure and inner pocket, this planner empowers you to start anytime and build lasting financial habits with clarity and confidence.

## Description

desertcart.com : Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black : Office Products

Review: Good for beginners - Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well.
Review: Amazing functional budget planner - I love this budget planner ! Easy to plan and track your monthly bills and expenses . Monthly reflection questions help you to really consider where you need to improve to keep pace with your goals , and it’s simple! The simplicity allows for those of us who like to decorate with stickers - we can ! But if I’m just not up to it the simple design allows me to just track my info with no pressure to decorate . Cons - I think the planner should have a 4th question at the end asking what you did right this month. Because it’s important to highlight the wins - some markers do bleed through the paper This is a Phenomenal budget planner for every stage of budgeting. It is economical , efficient , and easy to use ! I will most likely rebuy this once the year is up and I’m in need of a new one !

## Features

- MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.
- MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well.
- UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use.
- EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.
- Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| ASIN | B096VFDZSH |
| Best Sellers Rank | #9,427 in Office Products ( See Top 100 in Office Products ) #20 in Account Books |
| Binding | Unknown Binding |
| Brand | Poluma |
| Brand Name | Poluma |
| Calendar Type | Non Dated |
| Color | Black |
| Cover Material | Paper |
| Customer Reviews | 4.6 out of 5 stars 2,529 Reviews |
| Format | Organizer |
| Item Dimensions L x W | 8.25"L x 6.1"W |
| Item Dimensions L x W x Thickness | 8.25"L x 6.1"W x 0.63"Th |
| Item Height | 0.63 inches |
| Item Weight | 0.32 Kilograms |
| Manufacturer | Poluma |
| Material | Paper |
| Model Year | 2017 |
| Pages | 132 Pages |
| Paper Size | 6.1 x 8.25 Inches |
| Recommended Uses For Product | Budgeting and financial planning |
| Special Features | Elastic Closure |
| Target Audience | Adult |
| Unit Count | 1.0 Count |
| Year | 2017 |

## Product Details

- **Brand:** Poluma
- **Color:** Black
- **Cover Material:** Paper
- **Year:** 2017
- **Format:** Organizer
- **Calendar Type:** Non Dated
- **Target Audience:** Adult
- **Sheet Size:** 6.1 x 8.25 Inches
- **Material:** Paper
- **Item Weight:** 0.32 Kilograms

## Images

![Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg)

## Available Options

This product comes in different **Color, Size** options.

## Questions & Answers

**Q: is there a christmas section?**
A: No, there’s not.

## Customer Reviews

### ⭐⭐⭐⭐⭐ Good for beginners
*by D***C on July 8, 2024*

Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well.

### ⭐⭐⭐⭐⭐ Amazing functional budget planner
*by K***I on October 14, 2023*

I love this budget planner ! Easy to plan and track your monthly bills and expenses . Monthly reflection questions help you to really consider where you need to improve to keep pace with your goals , and it’s simple! The simplicity allows for those of us who like to decorate with stickers - we can ! But if I’m just not up to it the simple design allows me to just track my info with no pressure to decorate . Cons - I think the planner should have a 4th question at the end asking what you did right this month. Because it’s important to highlight the wins - some markers do bleed through the paper This is a Phenomenal budget planner for every stage of budgeting. It is economical , efficient , and easy to use ! I will most likely rebuy this once the year is up and I’m in need of a new one !

### ⭐⭐⭐⭐⭐ Great product
*by Y***Q on December 28, 2025*

Great product

## Frequently Bought Together

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*Product available on Desertcart Netherlands*
*Store origin: NL*
*Last updated: 2026-03-05*