Legend Budget Planner – Financial Organizer Book. Money Account & Expense Tracker Notebook Journal for Household Monthly Budgeting (Mystic Blue)

Me agrada todo, desde la portada hasta su utilidad. Es un poco más de lo que esperaba.

I love that I can start at any time. Very easy to follow, wish it had more stickers variety

I really love this budget planner!I took a long time to choose from all the similar options available on Amazon.This one was closest to having everything I need from 'the perfect budget planner'.I love the design and the color options, the Monthly Calendar, the monthly budget review, the bill tracker and the Christmas budget tracker. The expense tracker has 4 pages/month which is great and the Financial Goals + Mind Map pages are a nice touch, helping me to visualize my budgeting goals. I also like that the monthly budget page doesn't have prewritten categories, I prefer to customize those. Under the Income and the Savings columns you have where to write the Totals, which I found missing in other planners.It's missing 3 small things though that I think would be great additions:1. a column on the first page of each month to write down the unexpected/upcoming expenses (holidays, birthdays gifts, etc) and a column for bills - I think these features help to see your expenses more clearly and reminds you to calculate those into your budget. I would love it if these 2 columns were there under the Monthly Goals and the Monthly Calendar can be on 2 full pages (making it more spacious).2. more columns for savings trackers and debt trackers: now we have 4 each, and while I understand that this is enough for most people, I have many little "savings goal" and I needed more space. I ended up using the debt columns for savings too.3. The planner comes with only 1 page of stickers, most of which you can use up in 2-3 months easily. They are really cute though!All in all I think it's a really great Budget Planner, they obviously put a lot of effort into the design. I chose well and I would be happy to buy more products from this company in the future.

“Beware” w/ five stars? Why, YES! Because it WILL help you maintain a budget if you use it! LoL I have been handwriting my own budget for years. At one point I was even offered a job at a military installation to teach young airmen how to work out a proper budget. The last few years though, I have gotten lazy about it because of health problems. So I have been on the hunt for a budget book that allows you to write your own bills and other expenses, and then track your spending. But all the budgeting books I had found prior to this one all had pre-labeled expenses. These never worked for me, because my expenses were never the same as what was listed.I was about to give up, and go back to hand-creating my budge, when I spied this one on Amazon and thought, “Okay, I’ll try again.” Lo & Behold, this one is ‘almost’ PERFECT! I only have two things I would change, and they are minor:1) That they would add 2 more ribbons in it (each a different color) 1 for the debt tracker pages, 1 for the monthly budget section, and 1 for the expense section. Using bookmarks is okay, but adding two more ribbons would make it much simpler.2) More debt tracker pages. At least 10-12 Debt Tracker sections would be awesome! Most people who have debt have more than 4 credit sources. I filled mine up with 2 student loans and two vehicles. There was no room for credit cards, or the mortgage, etc.Aside from these, it really has a great amount of space to keep track of your spending and financial goals. And it’s small enough to toss in your bag if you need to carry it with you. I also like how it offers an end of month financial review, so you can see if you are meeting your goals and obligations. Did I mention the stickers?Thumbs up for this Budget Book! 👍🏼 Highly recommend!! ⭐️⭐️⭐️⭐️⭐️

I don’t think I’ll use most of the first part of the planner

If you want an easy way to keep track of your budget and get your finances under control, I highly recommend this planner.First, the quality....over nine months in and it hardly looks worn at all. I carry this around in my purse or computer bag, so it gets lots of abuse. The paper is high quality. Some of my entries are in pencil and it erases nicely and I've never had a page tear through.The best part is how useful it is. I was having some budgeting challenges because of a job change, and wanted to be sure I was tracking my expenses and staying inside my budget. I set goals for the year, and have reached them all, and have set new ones that I believe I can can complete before the end of the year. Just being able to visualize where my extra spending was has helped me stay on track. My credit score has gone from the upper 600's to the upper, upper 700's. And I have money in my savings account, more than I've ever been able to save before.Yes, there are some pages I don't use for what they are intended. For instance, the Christmas list pages. I keep track of that elsewhere. So those pages are used for notes.Another user recommended more than one ribbon to mark pages, and that is a great idea. But that is the only thing I can think of that would make this better.

This is a really great budget planner for most. It has a lot of great features that allow you to keep track of savings, tons of expenses, track 4 debts for a whole year, a couple pages devoted to Christmas savings, & more. Plus, it's very well made & their customer service is amazing!For most people's budgets I'm sure it would work & be exactly what they want & need.For me, it just wasn't a good fit. I only have a few to buy for for the holidays & not nearly as many monthly expenses as they allow room for, so pages of Christmas savings were just depressing blanks & 3 of 4 expense pages were wasted space. With a car loan, mortgage, & credit cards, I'd have rather used that space & the dotted journaling space for debt tracking.It really is a well made planner &, again, I'm sure it would fit many people, maybe with larger families & many monthly expenses but not many loans or cards they want to track. But, IMO, for a single person without many monthly expenses or a huge family, but maybe student loans, a mortgage, car loan, etc. that you want to track, it may not be the best option.

nice

Great to keep track of bills and expenses. Good for planning gifts, keeping track of loans, debt, etc. Is a very good budgeting book. Comes with stickers for motivation and decoration and a manual on how to use it.

Just came in and already filled a ton of it out, love how it's totally set up for you and comes with cute stickers that are very encouraging and a pocket to hold receipts etc ... I think it's be nice if the book was a bit bigger with more debt and savings pages for each month to track.I didn't realize it had a month end review and year end review with questions regarding your goals and if you hit them, why you did or didn't etc .. this makes it an awesome layout for couples budgeting together. Makes it easier to make it a monthly thing to sit and discuss the months end and where you can improve. The book leads you there so it's not awkward for one person to bring it up. Just note there is not two sections for income, so you have to enter both totals into one.Anyways.... 10/10 would recommendTeamwork makes the dream work!

I am now on my second Legend Budget Planner as the first was so good. It has helped me to plan out my finances, plan ahead and get the best deals on insurance, TV, phone bills, etc. as I was reminded to search comparison sites at the right time for the best deals.The planner also helped me to organise my outgoings, making some cuts where needed, and so has helped me to save more money, which is a huge bonus. The pages for each month are the same, so comparisons between months are easily done, so pinch points may be identified and planned for.The sections to set goals and then reflect on them each month is a good way to hold yourself accountable and gives you a clear goal to work towards.I would thoroughly recommend and will be getting another one for next year too.

easy to use and organized

I've used this budget planner for all of 2022 and it has been very valuable in helping me see where I spend majority of my money and help guide me back on track setting budgets. Loads of room to write down spends and budget goals.Would defintely buy this again. The only thing I'll do differently this year is use pockets to hold cash/receipts. It has a pouch at the back but not secure enough. If it came with some kind of small zip locked pockets to hold cash/reciepts that would make it 5 stars for me.But on the whole a brilliant budget planner!!!